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 Post subject: Re: Financing issues.
PostPosted: Fri Jul 28, 2017 2:01 pm 
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Joined: Sat Feb 07, 2015 8:31 pm
Posts: 1615
Location: Pearland, Texas
We also financed through out credit union. No problems. We could have also financed it through USAA, who provides our insurance.

Actually, the only 'issues' we had was a short-lived issue where USAA couldn't find the car based on the VIN. Apparently, these Chevys don't have a 'standard' Chevy VIN, since they're assembled by Holden. We eventually got all that worked out.

_________________
Gene Beaird,
Pearland, Texas
2012 Caprice 9C1
1992 B4C 1LE Camaro
2010 Tahoe PPV (her car)
1995 DGGM Impala SS
1996 BBB Impala SS (11-second DD)
1985 Firebird - 310 LS1 C Prepared autocross car.
And some others
Do YOU have my SPID?


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 Post subject: Re: Financing issues.
PostPosted: Sat Nov 18, 2017 6:44 am 
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Joined: Thu May 25, 2017 6:48 am
Posts: 30
Location: Milwaukee
I was able to finance through Capital One Auto.


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 Post subject: Re: Financing issues.
PostPosted: Mon Nov 20, 2017 5:22 pm 
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Joined: Sun Apr 02, 2017 2:16 am
Posts: 30
Location: Richmond, VA
Figured I'd add to the discussion, I'm financing my '12 9C1 through my credit union (VACU) at an interest rate of 4.5%. This is my first loan of any type and first time financing a vehicle. Bought it from a small used car lot specializing in ex-police vehicles.

The process was very smooth for the most part, there was some confusion on their end due to the VIN being structured differently than other Chevys. My CU must go by NADA values because they said it was worth $16k in the shape I found it in (112k/good condition). I thought that was pretty good considering they only wanted $8500 for the car. I'm insured through USAA; as previously mentioned they had trouble figuring out what the car was initially, but that was quickly resolved.


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 Post subject: Re: Financing issues.
PostPosted: Fri Nov 24, 2017 10:38 am 
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Joined: Sun Jul 02, 2017 2:34 am
Posts: 6
Agreed on Credit Union.

They gave me $8k at 1.6% for 3yr. I think it was based on 80% value.

Was Credit Union in Austin Texas...UFCU


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 Post subject: Re: Financing issues.
PostPosted: Thu Dec 14, 2017 3:34 pm 
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Joined: Mon Sep 11, 2017 10:17 am
Posts: 113
Location: North Jersey
For what it's worth, local credit union didn't have any issue, didn't blink when I gave them the VIN, only asked what drew me to the car itself.

Progressive giving a quote was only a phonecall away (online quote wasn't having it) and when I spoke to the CSR, she confirmed the VIN and only asked 6 or 8 cylinder. Cheaper to insure than my crown vic surprisingly...

-J

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2012 Caprice
Former patrol car now in a rest home with a retired '08 CVPI


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 Post subject: Re: Financing issues.
PostPosted: Sat Jan 06, 2018 1:52 am 
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Joined: Tue Aug 29, 2017 5:39 pm
Posts: 11
Being in the car business I can tell you why tehre's a problem. It's all about value "if" the car comes back to them via repossession. There needs to be a market for a vehicle so the value can be set. The problem is these cars weren't ever released to the public in large numbers so no wholesale values have been set on large numbers of cars via auction sales. Mainly the only cars that come through auctions are either brand new in a GM Factory sale or totally destroyed in municipal auctions with none in between. The only way a person is going to get financed on a newer Caprice is to put a large amount down and have one hell of a credit score.


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